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(iii) the performance of, or failure to perform, this Mortgage. Nothing herein shall be deemed a <br />waiver of any statutory limitations of liability or immunity. <br />9. This Mortgage shall nm with the aforesaid real estate and shall inure to the benefit of and be <br />binding upon the parties hereto and their respective heirs, executors, representatives, successors, <br />and assigns. <br />10. Any forbearance by the HRA in exercising any right or remedy shall not be a waiver of or <br />preclude the exercise of any right or remedy. <br />11. This Mortgage shall be governed by the law of the state of Minnesota. In the event that any <br />provision or clause of this Mortgage conflicts with applicable law, such conflict shall not affect <br />other provisions of this Mortgage which can be given effect without the conflicting provision. To <br />this end, the provisions of this Mortgage are declared to be severable. <br />12. This Agreement may be executed in any number of counterparts, each of which shall constitute <br />one and the same instrument. <br />In witness whereof the Owner has duly executed this Rehabilitation Program Mortgage and Repayment <br />Agreement. <br />Owners and Mortgagor: <br />Eileen L. Gadach Lifp Estate <br />Teresa <br />! ¢ to " m4i <br />Gerra`fdMdach .16ihtlennant <br />Mary J. Ga ch Joint Tennant <br />Ja Tschida Soint Tennant <br />STATE OF MINNESOTA) <br />)ss. <br />COUNTY OF (� <br />The foregoing instrument was acknowledged before me this f_�day of� s rn 20J5, by <br />Eileen L. Gadach a single person as Life Estate holder, owner and mortgagor. <br />S-3 <br />