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1 <br /> 11111 do have a second plan, and it is with ICMA, which is very similar to MNDC and is a not <br /> for profit organization as well. <br /> IIt would make sense to have the other plan in place in January since the plans report on a <br /> calendar year. MNDC would need to "open a window" to allow employees to possibly <br /> I transfer funds from MNDC to W&A if they choose. We could have an implementation <br /> date of January 15, with the "window" being January 15 through February 15. Our <br /> MNDC representative will be here in December to prepare for the 2006 year, and we <br /> I <br /> could also schedule a late December visit for W&A. <br /> I would like to offer this alternative plan to the employees. <br /> I <br /> I <br /> I <br /> I <br /> 0 <br /> I <br /> I <br />