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Loan rates escalate depending on amount of loan:5 year loan will be set 2% below primeremaining costProjects can be above $25,000 but owners are required to cover All prime rates <br /> will be calculated on the date of bid opening15 year loan will be set at prime rate10 year loan will be set 1% below prime$5,000 to $10,000 must be 5 year term$20,001 to $25,000 <br /> can be 5, 10 or 15 year loan$10,001 to $20,000 must be 5 or 10 year loan <br />amounts <br />Financing terms & <br />City Council <br />