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9. This Mortgage shall run with the aforesaid real estate and shall inure to the <br /> benefit of and be binding <br /> upon the parties hereto and their respective heirs,executors,representatives,successors,and assigns. <br /> 10. Any forbearance by the HRA in exercising any right or remedyshall not be a w <br /> or remedy. aver of or preclude <br /> the exercise of any right <br /> 11. This Mortgage shall be governed by the law of the state of Minnesota. In the event that ' <br /> or clause of this Mortgage conflicts with applicable any provision <br /> pp a law, such conflict shall not affect other <br /> provisions of this Mortgage which can be given effect without the conflictingprovision. <br /> are declared to be To this <br /> end,the provisions of this Mortgage <br /> severable. <br /> 12. This Agreement may be executed in any number of counterparts,each of which shall constitute <br /> and the same instrument. one <br /> In witness whereof the Owner has duly executed this Rehabilitation Program Mortgage <br /> Agreement. gand Repayment <br /> Owner and Mortgagor: <br /> 47(--C .---C— <br /> Kyle A. Torfin <br /> ,_.- .i_. ._ ,,e.:- /;' <br /> Jennifer R.Torfin <br /> STATE OF MINNESOTA) <br /> )ss. <br /> COUNTY OF(7ik-, .,,.\ ) <br /> The foregoing instrument was acknowledged before me this 2I da of x#06_ r7 <br /> Kyle A.Torfin and Jennifer R.Torfin,owner and mortgagor. y ,�� 'by <br /> . <br /> Notary Public <br /> *Airi;:'; ., DONALD ALPHONES MOW <br /> ':`,p4., <br /> NOTARY PUBLIC-MINNESOTA <br /> '' ''' MY COMM.EXPIRES 01131/2018 <br /> S-3 <br />