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Comprehensive General Liability $1,500,000 property damage and <br />bodily injury per occurrence <br /> $2,000,000 general aggregate <br /> $2,000,000 Products – Complete <br /> Operations Aggregate <br /> $100,000 fire legal liability each <br /> occurrence <br /> $5,000 medical expense <br />Comprehensive Automobile <br />Liability $1,000,000 combined single limit each <br /> accident (shall include coverage for all <br /> owned, hired and non-owned vehicles. <br />Umbrella or Excess Liability $1,000,000 <br />C. The Comprehensive General/Commercial General Liability policy(ies) shall be equivalent in <br />coverage to ISO form CG 0001, and shall include the following: <br />a. Premises and Operations coverage with no explosions, collapse, or underground <br />damage exclusion (XCU). <br />b. Products and Completed Operations coverage. Consultant agrees to maintain this <br />coverage for a minimum of two (2) years following completion of its work. Said <br />coverage shall apply to bodily injury and property damage arising out of the products- <br />completed operations hazard. <br />c. Personal injury with Employment Exclusion (if any) deleted. <br />d. Broad Form CG 0001 0196 Contractual Liability coverage, or its equivalent. <br />e. Broad Form Property Damage coverage, including completed operations, or its <br />equivalent. <br />f. Additional Insured Endorsement(s), naming the “City of Elk River” as an Additional <br />Insured, on ISO form CG 20 10 07 04 or such other endorsement form as is approved <br />by the City. <br />g. If the Work to be performed is on an attached community, there shall be no exclusion <br />for attached or condominium projects. <br />h. “Stop gap” coverage for work in those states where Workers’ Compensation Insurance <br />is provided through a state fund if Employer’s liability coverage is not available. <br />i. Severability of Insureds provision. <br />D. Professional Liability Insurance. The Consultant agrees to provide to the City a certificate <br />evidencing that they have in effect, with an insurance company in good standing and <br />authorized to do business in Minnesota, a professional liability insurance policy. Said policy <br />shall insure payment of damage for legal liability arising out of the performance of professional <br />services for the City. Said policy shall provide an aggregate limit of $2,000,000. Said policy <br />shall not name the City as an insured. <br />E. Consultant shall maintain in effect all insurance coverages required under this Agreement at <br />Consultant’s sole expense and with insurance companies licensed to do business in the state <br />in Minnesota and having a current A.M. Best rating of no less than A-, unless specifically <br />accepted by City in writing. In addition to the requirements stated above, the following applies <br />to the insurance policies required under this Paragraph: <br />a. All policies, except the Professional Liability Insurance policy, shall be written on an <br />“occurrence” form (“claims made” and “modified occurrence” forms are not acceptable); <br />b. All policies, except the Professional Liability Insurance policy, shall be applied on a “per <br />project” basis;