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NOTE 3 <br />CITY OF ELK RIVER <br />NOTES TO BASIC FINANCIAL STATEMENTS <br />YEAR ENDING DECEMBER 31, 2016 <br />DEPOSITS AND INVESTMENTS (CONTINUED) <br />C. Investments (Continued) <br />A schedule of the maturities and ratings of the City's investments as of December 31, <br />2016 is as follows: <br />Maturity and Rating Breakdown of Investments: <br />Maturity Duration <br />in Years <br />Investment Type <br />Total <br />Less Than 1 <br />1 to 5 <br />More Than 5 <br />No Maturity <br />Rating <br />U.S. Treasury Notes <br />$ 20,951 <br />$ 20,951 <br />$ - <br />$ - <br />$ - <br />Negotiable Certificates of Deposit <br />10,243,800 <br />3,487,814 <br />6,755,986 <br />- <br />- <br />Not Rated <br />Federal National Mortgage Association <br />12,864,776 <br />9,263,352 <br />2,600,914 <br />1,000,510 <br />- <br />AA+/Aaa <br />Federal Farm Credit Bank Bond <br />500,630 <br />500,630 <br />- <br />- <br />- <br />AA+/Aaa <br />Municipal Bonds <br />17,804,343 <br />502,065 <br />6,152,550 <br />11,149,728 <br />- <br />AA-toAAA <br />UBS Select Prime Institutional Money Market <br />994,781 <br />- <br />- <br />- <br />994,781 <br />Not Rated <br />Minnesota Municipal Money Market (41M Fund) <br />3,781,083 <br />- <br />- <br />- <br />3,781,083 <br />Not Rated <br />Other Money Market Funds <br />33,324 <br />33,324 <br />Total Investments <br />�, ,-, <br />77�,8i'f <br />—7—TTTM=, <br />—7-7$�15, , <br />Custodial Credit Risk — For an investment, the custodial credit risk is the risk that in the <br />event of a failure of the counterparty to an investment transaction (typically a broker- <br />dealer) the City would not be able to recover the value of its investments or collateral <br />securities that are in the possession of an outside party. The City typically limits its <br />exposure by purchasing insured or registered investments, or by the control of who <br />holds the securities. As of December 31, 2016 all investments were insured or <br />registered, or securities were held by the City or its agent in the City's name. <br />Concentration Risk — This is the risk associated with investing a significant portion of <br />the City's investment (considered 5% or more) in the securities of a single issuer and no <br />more than 50% of the City's total investment portfolio may be invested in certificates of <br />deposit or commercial paper. <br />At December 31, 2016, the following is a list of investments which individually comprise <br />more than 5% of the City's total investments: <br />4k AKMqwv Percent of <br />Total Fair Value <br />Federal National Mortgage Association $ 12,864,776 27.82% <br />Minnesota Municipal Money Market (4M Fund) 3,781,083 8.18% <br />Fair Value Measurements <br />The City uses fair value measurements to record fair value adjustments to certain assets <br />and liabilities and to determine fair value disclosures. <br />The City follows an accounting standard which defines fair value, establishes framework <br />for measuring fair value, establishes a fair value hierarchy based on the quality of inputs <br />used to measure fair value, and requires expanded disclosures about fair value <br />measurements. In accordance with this standard, the City has categorized its <br />investments, based on the priority of inputs to the valuation technique, into a three-level <br />fair value hierarchy. The fair value hierarchy gives the highest priority to quotes and <br />prices in active markets for identical assets and liabilities (Level1) and the lowest priority <br />to unobservable inputs (Level 3). If the inputs used to measure the financial instruments <br />fall within different levels of the hierarchy, the categorization is based on the lowest level <br />input that is significant to the fair value measurement of the instrument. <br />(50) <br />