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The American Arbitration Association's Commercial Arbitration Rules, in effect on the date of this Note, will govern the selection of <br />the arbitrator and the arbitration process, unless otherwise agreed to in this Note or another writing. <br />25. WAIVER OF TRIAL FOR ARBITRATION. You and I understand that the parties have the right or opportunity to litigate any Dispute <br />through a trial by judge or jury, but that the parties prefer to resolve Disputes through arbitration instead of litigation. It any Dispute is <br />arbitrated, you and I voluntarily and knowingly waive the right to have a trial by jury or judge during the arbitration. <br />26. SIGNATURES. By signing, I agree to the terms contained in this Note. I also acknowledge receipt of a copy of this Note <br />BORROWER: <br />19228 L <br />By <br />DUAN( . HASS, GENERAL MANAGER <br />19228 LLC <br />Minnesota Promissory Note - Initials <br />MN/ 4XXag068700178200007376018011211N Wolters Kluwer Financial Services 01996, 2011 Bankers Systemslm Page 4 <br />