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<br />APRIL 1, 1999, INSURANCE RENEWAL
<br />
<br />. 4/1/99 to 4/1/00 4/1/98 to 4/1/99
<br /> Amount Amount
<br /> Rate Coverage Premium Rate Covera~e Premium
<br /> Property 0.071 33,820,915 24,015 0.07627 30,153,459 22,998
<br /> Boiler 8.13818 24,729,915 4,476 43,074,134 7,796
<br /> Mobile Property
<br /> Scheduled >$25,000 0.29693 612,561 1,819 0.23993 469,300 1,126
<br /> Unscheduled <$25,000 487,050 2,016 477,500 1,792
<br /> Municipal Liability
<br /> Op Exp/Population 7,998,108 68,611 6,740,250 56,938
<br /> Waterworks Payroll 88,635 2,670 84,200 2,501
<br /> Waterworks Per 1M/gal 488 461 413 381
<br /> Electric Utility 725,980 25,889 657,320 23,155
<br /> Streets per mile 92 1,380 95 1,404
<br /> Rec Center/Ice Arena 69,150 4,277 42,000 2,559
<br /> Independent Contractors 6,831,920 1,363 2,000,000 456
<br /> Beach 408 401
<br /> Y2K Basic 25,000
<br /> E&O 25,797,470 12,691 13,488,057 7,229
<br /> 117,750 95,024
<br /> Auto Liability & Damage 33,553 30,069
<br /> Crime. Inside Premises 143 130
<br /> Crime. Outside Premises 72 60
<br />. Time Element 0.01454 55,000 8
<br />Petrofund Reimb. 690 484
<br /> open meeting law 1,531 1,234
<br /> Bonds 1,547 200,000 1,579
<br /> TOTAL 187,620 162,292
<br />
<br />Liauor Liabilitv
<br />
<br />LMCIT 7,937
<br />
<br />American States 3,614
<br />($20,000 Money & Sec.)
<br />
<br />Savings with American 4,323
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