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6.1 EDSR 12-19-2016
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6.1 EDSR 12-19-2016
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12/16/2016 4:00:03 PM
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City Government
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EDSR
date
12/19/2016
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Proposed Sources of Financing <br /> SOURCE NAME TERMS AMOUNT <br /> First National Bank Real Estate 4.0% 20-yr $ 470,000 <br /> First National Bank Equipment 4.0% 10-yr $ 431,500 <br /> SBA 504 Real Estate 4.3% 20-yrs $ 376,000 <br /> SBA 504 Equipment 4.1% 10-yrs $ 422,500 <br /> Applicant Contribution $ 245,900 <br /> EDA Microloan Industrial Incentive 3%, 10 yrs* $ 100,000 <br /> Tax Increment Financing $ <br /> Tax Abatement $ <br /> Total Financing $ 2,045,900 <br /> *We have requested an exception to the SBA that the microloan can be <br /> structured to adhere with the city policy, however, should the SBA deny the <br /> exception, we kindly ask the Finance Committee to allow the loan cannot <br /> mature prior to the maturity of the SBA loan. <br /> Collateral Assignments <br /> Lien <br /> Description of Collateral Position <br /> To FNB Real Estate & Equipment 1st <br /> To SBA 504 Real Estate & Equipment 2nd <br /> To Private Sources <br /> To Other Sources <br /> To Federal Govt <br /> To State <br /> To EDA Microloan Equipment & Personal Guaranty 3rd <br /> Page5of8 t $ VEIEI i <br /> NATURE <br />
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