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LMC information memo, The coverage also includes an experience-rating component. Members that <br /> Experience Rating in <br /> LMCIT's Liability and have incurred no losses under this coverage within a three-year rating period <br /> Workers'Compensation receive a 10 percent credit. Members that have incurred losses within the <br /> Premiums. <br /> rating period at a per-connection frequency that is higher than the LMCIT <br /> LMCIT Liability Rating program average receive a 10 percent debit. <br /> System. <br /> d. Eligibility <br /> To be eligible for the no-fault sewer backup coverage,the city must meet <br /> these underwriting criteria: <br /> • The city must have a policy and practice of inspecting and cleaning its <br /> sewer lines on a reasonable schedule. <br /> • If there are any existing problems in the city's system which have caused <br /> backups in the past or are likely to cause backups, the city must have and <br /> be implementing a plan to address those problems. <br /> • The city must have a system and the ability to respond promptly to <br /> backups or other sewer problems at any time of the day or week. <br /> • The city must have in place an appropriate program to minimize storm <br /> water inflow and infiltration. <br /> • The city must have in place a system to maintain records of routine sewer <br /> cleaning and maintenance, and of any reported problems and responses. <br /> For assistance in developing The goal of these criteria is to focus on reasonableness rather than on creating <br /> sewer policies,practices, <br /> and schedules,please see specific standards. The intent isn't to set an arbitrary requirement that sewers <br /> the Sanitary Sewer Toolkit: be inspected and cleaned every six months, every three years, or every five <br /> A Guide for Maintenance <br /> Policies and Procedures. years. What makes sense in one city with some older and sometimes sagging <br /> clay lines probably wouldn't make sense in a city with newer plastic lines, and <br /> vice versa. From LMCIT's standpoint, the real concern is that the city has <br /> considered its own situation and developed policies, practices, and schedules <br /> that make sense for its own situation. <br /> e. Applying for no-fault sewer backup coverage <br /> Cities interested in applying for the no-fault sewer backup coverage should <br /> first contact LMCIT. If the city qualifies for coverage, LMCIT will send the <br /> city a formal quote. If the city decides to purchase the coverage,the city <br /> council must then pass a formal resolution making the no-fault sewer backup <br /> protection part of the agreement between the city and the sewer customer. <br /> Once LMCIT receives a copy of the resolution, coverage can be bound. <br /> 101 <br />