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If the private carrier won't agree to cover everyone who might be the target of <br /> a claim arising from the utilities commission's activities, or if the utilities <br /> commission's private insurance leaves other gaps, contact LMCIT. In most <br /> cases LMCIT should be able to fill such gaps, though there may be a premium <br /> charge to do so. <br /> 3. Airport board or commission <br /> The city's basic LMCIT liability coverage does not cover claims for bodily <br /> injury,property damage, or personal injury arising from airport operations. <br /> However, for most city airports,the city's LMCIT liability coverage can be <br /> endorsed to cover this airport liability exposure. The cost is typically <br /> comparable to purchasing airport liability coverage from a private specialty <br /> insurer. <br /> See Section 111.A,Airports. The city's LMCIT liability coverage does cover other types of liability claims <br /> that might arise from airport operations including claims other than bodily <br /> injury,property damage, or personal injury. This is true whether the airport is <br /> managed by a separate board or directly by the council. If the city decides to <br /> cover these kinds of airport liability exposures through LMCIT, members of <br /> the airport board or commission will be automatically covered. The airport <br /> board will be covered for claims related to errors and omissions and <br /> employment-related liability; these boards do not have to be specially listed as <br /> a covered party. <br /> See Section 111.1,Joint Airports are often set up as a joint powers entity which the city runs in <br /> powers entities. <br /> cooperation with one or more other cities and/or counties. The city's LMCIT <br /> liability coverage will not automatically cover claims—either bodily injury, <br /> property damage,personal injury, or errors and omissions claims - arising <br /> from the operations of a joint powers airport. However, a joint powers board <br /> or entity with at least one city member is itself eligible to purchase liability <br /> See Section 111.x,Airports. coverage through LMCIT, including the LMCIT airport liability coverage. <br /> If the city chooses to purchase airport liability coverage from a private <br /> specialty carrier, it's important to review that insurance coverage carefully. <br /> Remember that the basic LMCIT coverage will not cover any bodily injury, <br /> property damage, or personal injury claims relating to airport operations. In <br /> other words, if the private insurance doesn't cover them,the city doesn't have <br /> any coverage. This is true regardless of whom that claim is brought against, <br /> whether it be against the airport board, the city, the city council, or any <br /> individual officer or employee. <br /> 96 <br />