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Signature Page to Loan Agreement <br />IN TESTIMONY WHEREOF, each of the parties hereto has caused these presents to be <br />effective as of the day and year first above written. <br />F & M PROPERTIES, LLC <br />By: <br />Fred Trapp <br />Its: President <br />By: <br />Michael Tracey <br />Its: Vice President <br />S-1 <br />477330v1 EL185-40 <br /> <br />