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<br /> • .ALTA Owners Policy(6-17-08)
<br /> OWNER'S POLICY OF TITLE INSURANCE ISSUED BY
<br /> •
<br /> . .
<br /> . , .
<br /> Stewart
<br /> . . ..
<br /> •
<br /> . . title guaranty company •
<br /> . . .
<br /> Any notice of claim and any other notice or statement In writing required to be.given to the Compan. .
<br /> y under this-Polity must be
<br /> given to tie Company at the address shown In Section 18 of the Conchdons. .
<br /> ' COVERED RISKS .
<br /> •
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE;THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B;.AND THE
<br /> CONDITIONS,STEWART TITLE GUARANTY.COMPANY,a Texas corporation(the'Company")insures,as of Date_of Policy arid,to the
<br /> extent stated in.Covered Risks 0 and 10,after Date.of Policy,against lose or damage,not exceeding the Amount of Insurance,-sustained or
<br /> incurred by the insured by reason of .
<br /> 1. Title being vested other then as stated in Schedule A.
<br /> 2. Any defect in or lien or encumbrance on the Title.Tile Covered Risk includes but it not anted to insurance against lois from
<br /> (a) A defect in the Tttle-cawed-by- .
<br /> • (I)forgery,fraud,undue influence,duress,incompetency,incapack or impersonation;
<br /> (ii)failure of any person or Entity to have authorized a transferor conveyance;
<br /> Rya document affecting Title not.proparly created,executed;.witnessed,sealed,acknowledged,-noterized,or delivered: .
<br /> •(Iv)failure to perform those acts necessary.to create a.document by electronle.n authorized by law; •
<br /> (v)a document executed under-a faistited,expired,or otherwise ,by
<br /> power of attorney,. .
<br /> (vl)-a document not properly tiled,recorded:or Indexed in the Public Records including faiiure-to perform those acts by electronic
<br /> .means authorized by law;-or
<br /> (vi)a defective Judicial or administrative proceeding.•
<br /> . (b): The lien of real estate taxes or assessments inpoted on the Title by e.ggvemmental authorily.drte or payable,but unpaid. :
<br /> (c) Any.encroachment,encumbrance,violation,variation,.or scheme-ttrcunstanoe affecting the Title that would be disclosed by an
<br /> actuate and complete land survey-of the•Lend.The•term'encroachment includes.encroachments.of existing.lmprovamenls
<br /> located on the Land onto adjoining land,and encroachments onto the Land of existing Improvements located on adjohang land.
<br /> 3 Unmarketable Title. •
<br /> . 4. No right of access to and.from the Land.
<br /> 5. The violation or enforcement of-any law,ordinance,permit,or governmental regulation(including those relating to build ng and zoning)
<br /> restricting,regulating,prohibiting,or relating to• .
<br /> (a) the oc ctpency,.use,or enjoyment of the Land: . ' .
<br /> (b)• the character,dimensions,or location of any improvement wetted on the Land; . •
<br /> (C) the sthdivlsion of land;or - • -
<br /> (d) environmental protection : . . .
<br /> if a notice,describing any part of the•Land;is recorded In the Pablo Reoords.setting forth-the. or intention to enface,but only .
<br /> to the extent of the violation or.enforcement referred to In that notice. • •
<br /> 6. An enforcement action based on the enrolee Of a governmental.•poiice power not covered by Covered Risk 5 if a notice of the
<br /> enforcement action,describing any part of the Land, is recorded in the Public-R+ rcixds,but ordy to the extent Of the Ilia enforcement
<br /> referred to in,that notice. ,
<br /> • 7. The exercise efts rights of eminent domain:a notice Other exerdee,describing any part of Via Land,'rerecorded in the Records.
<br /> 8. Any taking by a governmental body:that has occurred and is•binding on the rights of a purchese for value without Knowledge.
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<br /> Chetrinat:dthe Goad ;, .y* P"°1. PMidant
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<br /> A •,"' .Cour, '• attire -
<br /> - .Land TiUe:.lnc.
<br /> •
<br /> Company
<br /> Roseville.Minnesota • ''
<br /> City,Stas.
<br /> Wel c4 0-9301.003364251 -
<br /> u•
<br /> ALTA Owners Policy(8117/06)
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