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• ALTA Owner's Policy(6-17-06) - STEWART TITLE GUARANTY COMPANY SCHEDULE 8 LT File No. 511859 Policy No. 0-9301-003364251 EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage,and the Company will not pay costs,attorneys'fees,or expenses that arise by reason of: 1. Rights or claims of parties in possession not shown by the public record. 2. Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title that would be dtsdosed by an accurate and complete land survey of the Land. 3. Easements or claims of easements,not shown by the public records. 4. General and special taxes and assessments as hereafter listed,if any(all amounts shown being exclusive of interest,penalties and costs). 5. No coverage is provided for munidpal code compliance matters and fees including,but not limited to,utilities, right of way maintenance,water or sewer services,or fees for tree,weeds,grass,and snow or garbage removal,pike boarding,vacant building registration and zoning. 6. Any lease,grant,exception or reservation of minerals or mineral rights appearing In the public records. 7. The lien of all taxes payable in the year 2015,and thereafter,and taxes and assessments levied subsequent to the date of this policy. First half taxes are due and payable on or before May 15,2015. Second half taxes are due and payable on or before October 15,2015. (Taxes payable in the year 2014,and prior,have been paid In full.) 8. Easement in Quit Claim Deed dated June 7,2007,filed June 7,2007 as Document Number A651973. • 9. Subject to the proprietary and sovereign rights of the State of Minnesota in all that portion of the land lying below ordinary high watermark of the Mississippi River and the Elk River not intending,however,to deprive the fee owners of the usual riparian rights that attach to th eland riparian to a navigable public body of water incident to the ownership thereof. 10. The boundary lines of said premises have been marked by placement of Judicial monuments as referenced In Order and Decree of Regulation filed November 13,2007 as Document Number 662456(Abstract)and Document Number 141106(Torrens). 11. Rights of tenants under unrecorded leases. • momCopyright 2006-2039 American Land Tile Association.All rights reserved. AME RICAN SAND TITLE s The use of this Form is restricted to ALTA licensees and ALTA members MffOCIMTION in good standing as of the date of use. All other uses we prohibited. Reprinted under license from 0te American Lund Title Association. Page 2of5 • r.