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• <br /> 18. Entire Agreement. This Agreement constitutes the entire agreement between the <br /> parties and the parties' respective rights and obligations associated therewith. No.modification to <br /> this Agreement shall be effective unless reflective in a writing containing signatures of both parties. <br /> 19.• Applicable Law. This Agreement shall be governed by and construed in accordance <br /> with Minnesota law. <br /> Minnesota Community Capital Fund Wells Fargo Bank Minnesota, N.A. <br /> BY lat& <br /> Its QED Its V s • <br /> Dated: May 1, 2002 Dated: May 1, 2002 <br /> • <br /> • <br /> • <br /> G:WPPS\WP5I\DAL\Northland Institute\MCCF\escrow AGR2.wpd .7 <br /> May 2,2002(11:43AM) <br />