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23. Fees and Expenses. Borrower agrees to pay to Lender immediately upon <br />demand all costs and expenses, including, without limitation, all attorneys' fees, <br />incurred by Lender in connection with the enforcement of the Lender's rights and/or the <br />collection of any amounts which become due to Lender under this Agreement, the Note, <br />the Security Agreement or the other documents executed in connection herewith; and the <br />prosecution or defense of any action in any way related to this Agreement, the Note, the <br />Security Agreement or the other documents executed in connection herewith, other than <br />the gross negligence or willful misconduct of Lender in the creation and/or <br />implementation of its Forgivable Loan program. <br />(Signature Pages follow] <br />[Remainder of page intentionally left blank.] <br />