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11. This Mortgage shall be governed by the law of the state of Minnesota. In the event that any provision <br /> or clause of this Mortgage conflicts with applicable law, such conflict shall not affect other <br /> provisions of this Mortgage which can be given effect without the conflicting provision. To this <br /> end,the provisions of this Mortgage are declared to be severable. <br /> 12. This Agreement may be executed in any number of counterparts,each of which shall constitute one <br /> and the same instrument. <br />