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6.3 EDSR 07-20-2015
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6.3 EDSR 07-20-2015
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7/17/2015 8:48:44 AM
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7/16/2015 11:37:03 AM
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City Government
type
EDSR
date
7/20/2015
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LOAN AGREEMENT <br /> (Microloan) <br /> THIS LOAN AGREEMENT ("Agreement") is made effective as of August , 2015, <br /> by and between SCOTT MORRELL, LLC, a Minnesota limited liability company ("Borrower"), <br /> and the ECONOMIC DEVELOPMENT AUTHORITY OF THE CITY OF ELK RIVER, a <br /> public body corporate and politic of the State of Minnesota("Lender"). <br /> RECITALS <br /> A. Borrower has applied to Lender for a Microloan Program loan on the Loan <br /> Property(as hereinafter defined) in the principal amount of$200,000.00. <br /> B. Lender is willing to make such mortgage loan to Borrower in the principal <br /> amount of $200,000.00 (the "Loan"), subject to all of the terms and conditions of this <br /> Agreement. <br /> C. Contemporaneously with the execution hereof, Borrower is delivering to Lender <br /> the following security documents: <br /> (i) A Promissory Note ("Note") effective as of the date herewith made by <br /> Borrower and payable to the order of Lender, in the original principal amount of <br /> $200,000.00. <br /> (ii) A Security Agreement securing the Note ("Security Agreement"). The <br /> Security Agreement is of even date herewith, is executed by Morrell Oversize, Inc., as the <br /> entity guarantor, in favor of Lender, as secured party, and provides a security interest in <br /> certain existing equipment currently owned or hereafter acquired by Morrell Oversize, <br /> Inc. (the"Equipment"); <br /> (iii) The personal guaranties of Terry Morrell, President and co-owner of <br /> Borrower and Renee Morrell, and co-owner of Borrower (collectively, the <br /> "Personal Guaranties"); <br /> (iv) An entity guaranty (the "Entity Guaranty") of Morrell Oversize, Inc. (the <br /> "Entity Guarantor"); <br /> (v) A Mortgage and Assignment of Rents and Security Agreement and Fixture <br /> Financing Statement ("Mortgage"). The Mortgage is of even date herewith, is executed <br /> by Borrower, as mortgagor, in favor of Lender, as mortgagee, and covers property situated <br /> in Sherburne County, Minnesota legally described as Lot 1, Block 2, Natures Edge <br /> Business Center, according to the plat thereof on file and of record in Sherburne County, <br /> State of Minnesota (the "Loan Property") as well as a security interest in certain other <br /> property described therein. <br /> 1 <br /> 464429v2 EL185-33 <br />
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