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The Certificate shall be subject to redemption in whole or in part at the option of the City <br />at any time, in inverse order of the principal maturities thereof, upon prior written notice to the <br />Registered Owner thereof, at par plus accrued interest to date of redemption. Interest on the <br />Certificate shall be calculated on the basis of a 360-day year consisting of 12 months of 30 days <br />each. <br /> <br /> 4. Both principal of and interest on the Certificate shall be payable by the City <br />Finance Director, who shall also act as registrar and transfer agent (the "Certificate Registrar") <br />for the Certificate. <br /> <br />5. The Certificate shall be substantially the following form: <br /> <br />1649748vl 2 <br /> <br /> <br />