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LMCIT Liability Coverage Options <br /> On a liability claim to which On a liability claim to which <br /> the statutory limits apply the statutory limits do not apply <br /> Coverage structure <br /> This is the maximum This is the maximum total This is the maximum amount of damages which LMCIT would <br /> If the city: amount a single claimant amount that all claimants could pay on the city's behalf for a single occurrence,regardless of <br /> could recover on an recover on a single occurrence. the number of claimants. <br /> occurrence. <br /> Does not have excess coverage& <br /> Does not waive the statutory limits $500,000 $1,500,000 $2,000,000 <br /> Does not have excess coverage& <br /> Waives the statutory limits $2,000,000 $2,000,000 $2,000,000 <br /> Has$1,000,000 of excess coverage& <br /> Does not waive the statutory limits $500,000 $1,500,000 $3,000,000 <br /> Has$1,000,000 of excess coverage& <br /> Waives the statutory limits $3,000,000 $3,000,000 $3,000,000 <br /> 52 <br />