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employee $503.35 per month, an increase of $206.17. Please see the attached spreadsheet <br />for more rate information. <br /> <br />The dental contract for 2002 has also been reviewed due to some provider network <br />problems with the Delta Dental plan and the large premium increase. The HealthPartners <br />proposal covers all of the dentists in Elk River and the rates are much more reasonable, <br />$24.57 for single coverage and $64.17 for family coverage versus $28.80 and $75.25 <br />respectively for Delta Dental. <br /> <br />Finally, HealthPartners is offering a second year rate guarantee as part of this contract. If <br />the city agrees, the renewal rates for 2003 will be guaranteed to increase no more than 20 <br />percent but no less than ten percent. It is very unlikely that the city's premiums would <br />increase less than ten percent; however, it is very possible that the city's premiums would <br />increase more than 20 percent. Therefore, this is a provision that the city should take <br />advantage of with HealthPartners to cap next year's increase. <br /> <br />Action Requested <br /> <br />City Council is asked to approve the health and dental insurance contracts with <br />HealthParmers for January 1, 2002, and enter into a two year rate guarantee for health <br />insurance as outlined above. <br /> <br />S / Coundl/ InsurRennv <br /> <br /> <br />