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18. Entire Agreement. This Ag-reement constitutes the entire ageement between the <br />parties and the parties' respective fights and obligations associated therewith. No modification to <br />this Agreement shall be effective unless reflective in a writing 'containing signatures of both parries. <br /> <br /> 19. AI)Diicable Law. This Agreement shall be governed by and construed in accordance <br />with Minnesota law. <br /> <br />Minnesota Community Capital Fund <br /> <br />Dated: May t, 2002 <br /> <br />YVells Fargo Bank Minnesota, N.A. <br /> <br />Its ~_~ ,;,_.. ,[2-.~__~ . <br />Dated: May 1, 2002 <br /> <br />G:kAPp$\WP5 [\DAL[Norlhland la.~titute\MCCF~elcrow AGP~.w~d <br />May 2, 2002 (1 l:43AM) 7 <br /> <br /> <br />