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f <br /> TABLE OF CONTENTS <br /> ARTICLE I. INTRODUCTION .........................................................................................................2 <br /> ARTICLE II. DEFINITIONS.............................................................................................................3 <br /> ARTICLE III. ELIGIBILITY AND PARTICIPATION...............................................................................7 <br /> ARTICLEIV. CONTRIBUTIONS........................................................................................................9 <br /> ARTICLE V. ELECTION OF AVAILABLE BENEFITS..........................................................................10 <br /> ARTICLE VI. ADMINISTRATION ....................................................................................................16 <br /> ARTICLE VII. PLAN AMENDMENT AND TERMINATION.....................................................................20 <br /> ARTICLE VIII. GENERAL PROVISIONS..............................................................................................21 <br /> ARTICLE IX. GROUP MEDICAL BENEFITS......................................................................................23 <br /> ARTICLE X. GROUP DENTAL BENEFITS........................................................................................25 <br /> ARTICLE XI. GROUP TERM LIFE BENEFITS ...................................................................................27 <br /> ARTICLE XII. SHORT TERM DISABILITY BENEFITS .........................................................................28 <br /> ARTICLE XIII. LONG TERM DISABILITY BENEFITS ...........................................................................29 <br /> ARTICLE XIV. MEDICAL EXPENSE REIMBURSEMENT PLAN ...............................................................30 <br /> ARTICLE XV. DEPENDENT CARE EXPENSE REIMBURSEMENT PLAN..................................................33 <br /> ARTICLE XVI. HSA CONTRIBUTION FEATURE..................................................................................38 <br /> ARTICLE XVII. LIMITED SCOPE MEDICAL EXPENSE REIMBURSEMENT PLAN.......................................41 <br /> ARTICLE XVIII. CASH PAYMENT........................................................................................................44 <br /> ARTICLE XIX. HIPAA PROVISIONS..................................................................................................45 <br /> EXHIBIT A. INSURANCE CARRIER/THIRD PARTY PROVIDER INFORMATION.................................49 <br /> i <br /> f <br />'s <br /> f <br /> ©2012 Hitesman&Wold,P.A. I City of Elk River <br /> Flexible Benefits Plan <br /> i <br /> i <br />