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fiduciary capacity, shall have the complete and final authority, responsibility, and control, in its <br /> sole discretion, to manage, administer and operate this Plan, to make factual findings, to <br /> construe the terms of this Plan, and to determine all questions arising in connection with the <br /> administration, interpretation, and application of this Plan, including, but not limited to, the <br /> eligibility and coverage of individuals and the authorization or denial of payment or <br /> reimbursement of benefits. All determinations and decisions will be binding on this Plan, Covered <br /> Individuals, claimants, and all interested parties. <br /> ©2012 Hitesman&Wold, P.A. 19 City of Elk River <br /> Flexible Benefits Plan <br />