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page tascr |2/n}/2w7-Wh <br /> EXPLANATION O SCHARGE <br /> IN A CHAPTER 7 CASE <br /> .0bisuo6n order grants a discharge debtors. it is not a dismissal of the cuweuudi\dueoom <br /> determine how much money, if any,the trustee wifl pay to creditors. <br /> t'[)�`_��'��iI`��o�I"' -wI��d <br /> The dischat gc prohibits any attempt to collect from the debtors a debt that has been discharged. Foi example, a <br /> crt. iif.a.is not permitted to(a aintct a debtor by mail,phone,or otherwise,to file or continue a lawsuit,to attach Wages <br /> or other property,0110 take any other action to collect a discharged debt fwm the debtors, A creditor who violates <br /> thi order can be required to pay damages and attorney's fees to the debtor. <br /> debtors' F* a&s/hehmJ right if that lien was not avoided or eliminated iude bankruptcy case. Also,u <br /> debtor may voluntarily pay any debt that has been discharged <br /> The chapter 7 dischilrge order eliminates debtor's legal obligation to pay a debt that is discharged. Most hut not all <br /> yre`'^, debts tire discturrged If the debt existed cmi the date the bankruptcy -- ''-- filed. (if case W as begun- <br /> tart' �Ji(fex`m chapter oil hc Bankruptcy Code and convened/o chapter 7,the.discharge applies<v debts owed <br /> when the hamikrurecv case was converted.) <br /> Qe m't Not Discharged. <br /> Some of the common types of debts which are nia discharged in a chapter 7 bankruptcy case are: <br /> u, }/e`x for most taxes; <br /> hXktou incurred ^`pay mxu(iudmrgea.b}c taxes fin uease filed ouor after October 17,2005) - ` <br /> )(his an iii ht UdUlc. 01 tii-non' rn,iliTh 'I 1110.. 01 support; , � <br /> J.l Debts for most student loans: <br /> .e. Debts uvnxmt fines. peudiew forfeitures,or criminal restitution : <br /> 1. 1)ehts fot'personal inuiies or death caused by the debtor's operation of a motor vehicle while intoxicated; <br /> e. Some debts which Were not properly listed by the debtor; <br /> i/ }}chmdhu/ thchuokmp/cycouunnecifioally has decided or will decide in this bankruptcy case are not <br /> diochu,&u]: <br /> ipeNykxab�b the debtor has ureun1ro �bnn min <br /> compliance withUuBxukinpxy{lde requirements for reaffirmation of debts. <br /> • <br /> i Debts.nw,Jx,certain pension,profit shud»g,. stock bonus,other retirement plans,`vmthe Thrift Savings <br /> Plan for federal employees for certain types of ltxins horn these plans(in a case filed on or after October 17, <br /> 205). <br /> This information is only a general summary of the bankruptcy discharge. There are exceptions to these <br /> general rules. Because the law is complicated.you may want to consult an attorney to determine the exact <br /> effect of the discharge in this case. <br /> 14 793 65905014812098 <br />