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4 <br /> CLIENT PROFILE: A neighborhood helps <br /> make a new home for Maggie and Lucia <br /> aggie and her four-year-old daughter, Lucia,are spending <br /> AA . their first summer in their new home on the East Side of St. <br /> Paul.She's a busy single working mother,with her days spent <br /> as the America Indian Student Services Coordinator at Metro State <br /> "' University,where she also received her B.A in Psychology in 2010. <br /> Her evenings are spent settling into the one-and-a-half story,recently <br /> remodeled home that she purchased and moved into with Lucia."I <br /> ' love everything about it. It's the perfect size,with room to grow." <br /> � Growing up in both St. Paul and Minneapolis, bouncing around a bit, <br /> i r � s Maggie never thought of herself as a potential homeowner."My mom <br /> x .- C renter."a" ���� �,; x�y; € was always a renter. Packing up and moving often as a child and teen, <br /> also meant changing schools frequently throughout the years."When <br /> 7yn I was in my early 20's, I never saw myself in a house. I thought I was <br /> going to travel around."When <br /> her daughter came along in her "when I first started <br /> .,i �,3 y �Hy �yy„ � <br /> mid-20's, Maggie knew that she thinking about buying a <br /> u wanted to give her a sense of house, I. wasn't even sure <br /> stability that wasn't always there of what the steps were. I <br /> when Maggie was little. <br /> needed to learn them.,) <br /> uying CCB a home is "When I first started thinking <br /> about buying a house, I wasn't even sure of what the steps were. I <br /> one of the biggest needed to learn them." Help came from a Home Stretch workshop <br /> held by The American Indian Community Development Corporation. <br /> The AICDC is a member of the Homeownership Advisors Network and <br /> life decisions a the workshop introduced Maggie to three key elements of securing <br /> her first home:education, resources and support. <br /> person will make. "I learned about all the resources available to me. I discovered the <br /> HUD 184 program,which is a great program."The Section 184 Indian <br /> We advise on Home Loan Guarantee <br /> "My daughter just loves the Program is a home mortgage <br /> making the best house. And I just love the specifically designed for <br /> neighborhood." American Indian and Alaska <br /> possible decisions Native families,Alaska <br /> Villages,Tribes,or Tribally Designated Housing Entities."They showed <br /> me the grants available for first-time homebuyers. I was also referred <br /> to ensure success in to the Woodlands National Bank,which is a native-owned bank." <br /> homeownership The network of counselors and advisors also helped Maggie <br /> understand who all the players in the process were,which can be quite <br /> confusing to a first-time homebuyer. "I learned how everyone was <br /> connected and that my REALTOR®had my best interest in mind." <br /> "My daughter just loves the house and I just love the neighborhood <br /> and how my daughter loves playing with the neighbors.It's awesome." <br /> Maggie and Lucia's neighborhood is the final piece in making their <br /> house a home,and Maggie is looking forward to many years of <br /> homeownership and stability for her family on the East Side of St. Paul. <br /> www.hocmn.org <br />