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the individual property's distance from a fire station and water supply, for example. <br />Improving [he city's ISO PPC rating will likely have the biggest impact on citizens' insurance <br />costs if your city is in one of two situations: <br />• The city is currently in one of the lowest ISO PPC classes; or <br />• The city has a significant amount of commercial or industrial property. <br />Pete Tritz 10/04 <br />4 <br />