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Lease Agreement. The Landlord shall also be permitted to enter the Leased Premises for the <br />purpose of posting notices of non-responsibility for alterations, additions or repairs. <br />11. SUBLEASE AND ASSIGNMENT. Tenant may not voluntarily assign or <br />encumber its interest in this Lease Agreement or in the Leased Premises, or allow any other <br />person or entity (except Tenant's authorized representatives) to occupy or use all or any part of <br />the Leased Premises, without first obtaining Landlord's written consent which consent Landlord <br />may grant or withhold in Landlord's sole and absolute discretion. <br />12. UTILITIES. Tenant shall make arrangements for and pay for all utilities and <br />services furnished to the Leased Premises, including, without limitation, gas, electricity, water, <br />telephone service and trash collection, and for all connection charges. <br />13. INSURANCE. Tenant must, at all times during the term hereof, at its own <br />expense, maintain and keep in effect a policy of Commercial General Liability Insurance <br />insuring against all liabilities, claims and expenses for damages to persons or property in or <br />about the leased premises. The amount of said liability shall not be less than $1,000,000 per <br />occurrence. Tenant shall have the policy of insurance endorsed to reflect the following <br />provisions: (i) name Landlord as an Additional Insured; (ii) provide a thirty (30) day written <br />notice of cancellation; (iii) include an endorsement wherein insurance carrier agrees to waive <br />rights of subrogation against the Landlord; and (iv) agrees that insurance carried by Tenant shall <br />be primary, without rights of contribution from any insurance which is carried by the Landlord. <br />Tenant must also obtain and maintain, at all times during the term hereof, property insurance <br />insuring: <br />a. any fixtures or person property belonging to Tenant and located on the <br />Leased Premises against loss or damage by fire or other casualty for the full <br />replacement cost thereof. <br />b. any personal property belonging to third parties but in the care, custody or <br />control of Tenant, including, but not limited to, any art work kept or stored at the <br />Leased Premises for purpose of sale or otherwise, against loss or damage by fire <br />or other casualty in such amounts as Tenant deems reasonable and appropriate <br />based on Tenant's reasonable estimate of the value of such personal property. <br />Tenant must also obtain and maintain, at all times during the term hereof, workers compensation <br />insurance as required by state law. Tenant must provide Landlord with Certificates of Insurance <br />(or other documentation reasonably acceptable to Landlord) evidencing that Tenant has obtained <br />and is maintaining the insurance coverage this Section 13 requires before Tenant takes <br />possession of the Leased Premises and thereafter as Landlord may reasonably request. <br />In addition, Tenant shall reimburse Landlord for Landlord's cost to insure the premises. Such <br />reimbursements shall be made by Tenant monthly, in the amount of $109.08 for the months of <br />January through June 2010. Thereafter, Landlord shall advise Tenant each six months of the <br />monthly insurance costs for the following six months. <br />14. RELEASE AND INDEMNITY. Tenant releases Landlord from any and all <br />claims for loss of or damage to Tenant's fixtures and personal property located on the Leased <br />