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Signature Page to Loan Agreement <br />IN TESTIMONY WHEREOF, each of the parties hereto has caused these <br />presents to be effective as of the day and year first above written. <br />HOUSING AND REDEVELOPMENT <br />AUTHORITY OF THE CITY OF ELK <br />RIVER, MINNESOTA <br />By: <br />Name: <br />Its: <br />And By: <br />Name: <br />Its: <br />385593v2 JSB EL185-12 <br />S-2 <br />