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Format Dynamics :: CleanPrint :: http://www.startribune.com/lifestyle/yourmoney/95141... Page 3 of 3 <br />,,:~ , <br />,, <br />Pint „ur ~ <br />~~~~~~~ ~ 4~Ctp;fl~st rtrl[:Unt~C~_tri <br />favorably by FLCO, Quinn said. <br />What if your circumstances change and <br />you're able to save your home from a <br />foreclosure? <br />"Once you've got a foreclosure starting to <br />track on your credit file, you're taking a <br />major hit," even if you ultimately save your <br />house, said Sarah Davies, a VantageScore <br />senior vice president. <br />Credit scores play such a central role in <br />consumer's lives. Yet it's so hard to <br />understand them that people can end up <br />making disastrous choices based on myths <br />that are taken as fact. It's certainly not a <br />catchall solution, but Congress should at <br />least grant consumers free access to their <br />credit scores, an idea which is currently <br />being floated at the Capitol. <br />Kara McGuire • 61.2-673-7293 • <br />km.cguire@startribune.com 1 <br />Shortcuts To Links In Article <br />1. http://ezurl.co/4781 <br />Advertisement <br />' Y _l ~ <br />I My ~ w ~ ' <br />~~ ,~t~`t~R~~l''~~ FEB'eR~ARY 12 <br />.4 ;~, <br />~ F7ErA(s7~U/Rt7#~'J~~:~"`t s'c'~[.?.,.[~y~+~'~(',~~~f~f,~.~('~r~.l(i~tti?~r'(r}fk~,~ v ~ Ti~1F€~~Y,':~~i~.'r` ~~# ~ ~ ~ ~~ <br />~' I ll~l~l~tJ M+~ I~ ~ i-AL/+LHUGt3 S~J 'G s4`>F:7'~ . tl'cl3t L <br />ryi; <br />r» ~ c"R c.a s'4 Ca..~rs~i t;.,. ,.t.n "-~#x. uf.«rtcui'x<.zaa, arm^v+~~rt ~~~~Jtt~lc~~~.~~~ <br />,. ., ~" ;. <br />P [~#.c ',ms's<,r ~ .. .. _.... <br />1/14/2011 <br />http://www.startribune.com/templates/fdep? 1295023131715 <br />