11. PRSR 03-10-2004 - Laserfiche WebLink

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-~~ ~~ LMCIT Risk Management Information csas,:,,,,,oer„re..-~ene~~e 145IJniversityAvenne West, St. Paul, 1~LN 55103-30~~ Phone: (651) 281-1200 • (800) 925-ll23 Fay: (651) 231-1398 • TDD (651) 381-1290 wm.w.lmcit.~c.ord ACCIDENT COVERAGE FOR CITY VOLUNTEERS LMCIT offers its workers compensation member cities an optional accident coverage for city volunteers. This coverage provides a schedule of benefits to compensate city volunteers who are injured while performing volunteer services for the city. Who is covered by the program? With only a few exceptions, all city volunteers working under the city's direction and control will be automatically covered on a blanket basis if the city chooses to add this coverage. This could include, for example, coaches and instructors in recreation programs, volunteers worlting on a city-sponsored festival or celebration, "clean-up day" volunteers, etc. The city will not need to list the individuals who are to be covered, either by name or by project; nor will the city need to keep track of the time the various volunteers put in. Four classes of volunteers are not automatically covered: volunteers wha are covered by workers compensation. Certain volunteers are defined to be "employees" for purposes of workers compensation, and are therefor eligible for workers compensation benefits if they are injured. These include volunteer firefighters, ambulance attendants, first responders, law enforcement assistance volunteers, and civil defense volunteers. Since these volunteers are already protected by workers compensation, they are not covered under this plan. 2. City council, board, committee, and commission members. Other coverage options are already available for these people. The workers compensation law gives cities the option to extend workers compensation coverage to elected and appointed officials. LMCIT has also for several years offered an accident policy underwritten by CIGNA for members of city councils, boards, and conunittees. Members of private organi?ations which provide services or participate in city-sponsored activities as a group. 4. Yolzmteers working on construction or demolition projects These volunteers will not be covered automatically. However, for an additional charge, the city can add coverage for vohmteers on a specific construction or demolition project.